Disclosure Regarding Background Investigation

Elite Technical Services Group, Inc. (“the Company”) may obtain information about you from a consumer reporting agency for employment purposes. Thus, you may be the subject of a “consumer report.” The consumer report may contain information regarding your criminal history and/or motor vehicle records (“driving records”) and may also contain other background information about you. As such, the consumer report may bear upon your character, general reputation, personal characteristics, and/or mode of living.

I understand the results of my background check may be used in determining whether to make me an offer of employment and other employment decisions, and that the disclosure authorization is not an offer for employment by Elite Technical Services Group, Inc. or a contract with Elite Technical Services Group, Inc. I further understand that no representative of Elite Technical Services Group, Inc., other than an Executive Officer, has the authority to enter into an agreement for employment for any specified period of time, or to alter the company At-Will Employment policy.

A Summary of Your Rights Under the Fair Credit Reporting Act

The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as agencies that sell information about check writing histories, medical records, and rental history records). Here is a summary of your major rights under the FCRA. For more information, including information about additional rights, go to www.consumerfinance.gov/learnmore or write to: Consumer Financial Protection Bureau, 1700 G Street N.W., Washington, DC 20552.

• You must be told if information in your file has been used against you. Anyone who uses a credit report or another type of consumer report to deny your application for credit, insurance, or employment — or to take another adverse action against you — must tell you, and must give you the name, address, and phone number of the agency that provided the information.
• You have the right to know what is in your file. You may request and obtain all the information about you in the files of a consumer reporting agency (your “file disclosure”). You will be required to provide proper identification, which may include your Social Security number. In many cases, the disclosure will be free. You are entitled to a free file disclosure if:
  • A person has taken adverse action against you because of information in your credit report.
  • You are the victim of identity theft and place a fraud alert in your file.
  • Your file contains inaccurate information as a result of fraud.
  • You are on public assistance.
  • You are unemployed but expect to apply for employment within 60 days.
  In addition, all consumers are entitled to one free disclosure every 12 months upon request from each nationwide credit bureau and from nationwide specialty consumer reporting agencies. See www.consumerfinance.gov/learnmore for additional information.
• You have the right to ask for a credit score. Credit scores are numerical summaries of your creditworthiness based on information from credit bureaus. You may request a credit score from consumer reporting agencies that create scores or distribute scores used in residential real property loans, but you will have to pay for it.
• You have the right to dispute incomplete or inaccurate information. If you identify information in your file that is incomplete or inaccurate, and report it to the consumer reporting agency, the agency must investigate unless your dispute is frivolous.
• Consumer reporting agencies must correct or delete inaccurate, incomplete, or unverifiable information. Inaccurate, incomplete, or unverifiable information must be removed or corrected, usually within 30 days.
• Consumer reporting agencies may not report outdated negative information. In most cases, a consumer reporting agency may not report negative information that is more than seven years old, or bankruptcies that are more than 10 years old.
• Access to your file is limited. A consumer reporting agency may provide information about you only to people with a valid need — usually to consider an application with a creditor, insurer, employer, landlord, or other business.
• You must give your consent for reports to be provided to employers. A consumer reporting agency may not give information about you to your employer, or a potential employer, without your written consent given to the employer.
• You may limit “prescreened” offers of credit and insurance you get based on information in your credit report. You may opt out with the nationwide credit bureaus at 1-888-5-OPTOUT (1-888-567-8688).
• You may seek damages from violators. If a consumer reporting agency, or in some cases, a user of consumer reports or a furnisher of information to a consumer reporting agency violates the FCRA, you may be able to sue in state or federal court.
• Identity theft victims and active-duty military personnel have additional rights. For more information, visit www.consumerfinance.gov/learnmore.

States may enforce the FCRA, and many states have their own consumer reporting laws. In some cases, you may have more rights under state law. For more information, contact your state or local consumer protection agency or your state Attorney General.

Federal Agency Contacts

Type of Business	Contact
Banks, savings associations, and credit unions with total assets of over $10 billion and their affiliates	Consumer Financial Protection Bureau, 1700 G Street, N.W. Washington, DC 20552
Such affiliates that are not banks, savings associations, or credit unions	Federal Trade Commission: Consumer Response Center – FCRA, Washington, DC 20580, (877) 382-4357
National banks, federal savings associations, and federal branches of foreign banks	Office of the Comptroller of the Currency, 1301 McKinney Street, Suite 3450, Houston, TX 77010-9050
State member banks, branches and agencies of foreign banks	Federal Reserve Consumer Help Center, P.O. Box 1200, Minneapolis, MN 55480
Nonmember Insured Banks and insured state savings associations	FDIC Consumer Response Center, 1100 Walnut Street, Box #11, Kansas City, MO 64106
Federal Credit Unions	National Credit Union Administration, 1775 Duke Street, Alexandria, VA 22314
Air carriers	Dept. of Transportation, 1200 New Jersey Avenue, S.E., Washington, DC 20590
Creditors Subject to the Surface Transportation Board	Office of Proceedings, Surface Transportation Board, 395 E Street, S.W., Washington, DC 20423
Creditors Subject to the Packers and Stockyards Act, 1921	Nearest Packers and Stockyards Administration area supervisor
Small Business Investment Companies	U.S. Small Business Administration, 409 Third Street, S.W., 8th Floor, Washington, DC 20416
Brokers and Dealers	Securities and Exchange Commission, 100 F Street, N.E., Washington, DC 20549
Federal Land Banks and Production Credit Associations	Farm Credit Administration, 1501 Farm Credit Drive, McLean, VA 22102-5090
Retailers, Finance Companies, and All Other Creditors Not Listed Above	FTC Regional Office or Federal Trade Commission: Consumer Response Center – FCRA, Washington, DC 20580